life insurance & final expense North Carolina

Life insurance is just as, if not more crucial than any other form of insurance. With a life insurance plan, you can have the peace of mind in case something goes wrong with your health. Protecting the lives and wellbeing of those you love and care for is a no-brainer. These policies can ease the stress in the event of a life-threatening diagnosis, by freeing you from the financial burden of these events.

These policies come in two forms: Term Life Insurance, and Permanent Life Insurance. Term Life is a temporary plan and solely provides death benefits, similar to Final Expense plans. Permanent Life policies provide a buildup of cash over time as well as an immediate death benefit. Many like these plans as they could be used toward a college fund in the future, a retirement savings fun, or a tax-free income after retirement.

As mentioned above, a similar plan to life insurance is a final expense plan. These plans provide coverage of end-of-life expenses. Otherwise known as burial insurance, final expense insurance can be used to pay for a funeral, which could cost up to $10,000. With final expenses taken care of, leave one less thing to worry about when going through something as tragic as losing a loved one.

Covering chronic illnesses, critical injuries and accidents, or the unanticipated death of a loved one is a necessary step in safeguarding your family’s legacy. By purchasing one of the above life insurance plans, you will give you and your family the peace of mind for the future. Life insurance isn’t an easy subject, and it can be hard to figure out what plan suits you best.

That’s where we do the hard work for you. Our team of experts at The Health Insurance Shoppe are available to chat about all of your life insurance needs and will get you on the right track, comparing plans that best fit with your budget. If you are in North Carolina or South Carolina, don’t wait, give us a call today!